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Pet Premium Reviews

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Overall Rating

4.4
12 Reviews
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About Pet Premium

PetPremium.com is a pet insurance provider that operates in all 50 states. The company offers accident only and total coverage plans, as well as the option to add wellness coverage at an additional cost. PetPremium features highly customizable deductibles and annual limits. It provides dog and cat insurance to cover accidents, illnesses, and other facets of pet health care. All of the following plans are tailored to fit you and your pet’s needs by allowing you to choose your own deductible and reimbursement level.

Moreover, PetPremium is more than just an insurance provider. It provides extensive free information on its website to help keep your pet healthy and save you money. It also offers a pet insurance comparison service, which can save time and money by searching the pet insurance market for you. This service includes real quotations delivered directly from the insurers, like for like policy comparison, and the ability to sort and filter plans to suit your requirements and circumstances.

In addition, PetPremium offers a group plan option, which can significantly reduce the cost of pet insurance. It only needs 3 employees to qualify for a group plan. PetPremium also provides detailed help with pet health-related symptoms and conditions.

Lastly, PetPremium has a simple, one-page claim form and an easy claim filing process. It also provides a free Trial Membership to Pet Assistant, which gives you amazing discounts on food supplements, treats, and more. The company is rated 4.7 out of 5 based on 666 reviews.

Please note that PetPremium's plans have some exclusions to help keep premiums low. These include inhumane treatments such as tail docking, ear cropping, or claw removal, and pre-existing conditions unless they have been cured and treatment-free for 180 days.

In summary, PetPremium.com offers a wide range of products and services designed to provide comprehensive pet insurance coverage and help pet owners keep their pets healthy. It stands out for its highly customizable plans, extensive free information, and easy-to-use services.

Pet Premium Pros & Cons

Pros of PetPremium:

  • Transparency and Reliability: PetPremium offers transparent pricing and reliable coverage with no hidden exclusions.
  • Customizable Policies: Policies can be customized to fit the exact needs of each owner and pet, including Accident-Only coverage, comprehensive accident and illness plans, and preventive care add-ons.
  • Extensive Knowledge Base: The platform provides an in-depth knowledge base on pet breeds, care, nutrition, training, grooming, and behavior.
  • Flexible Payment Options: Pet owners can choose from monthly, quarterly, semi-annually, or annual payment plans.
  • Group Plans: Group plans are available, which can significantly reduce the cost of pet insurance for companies with at least three employees.
  • Free Information and Resources: The website offers extensive free information to help keep pets healthy and save money.
  • 10% Discount for Multiple Pets: Pet owners can save 10% on the base plan premium for each additional pet after the highest premium pet.

Cons of PetPremium:

  • Upper Age Restrictions: There are upper age restrictions for cats and dogs, with initial enrollment limited to dogs 12 years and under and cats 14 years and under for Levels 2, 3, and 4.
  • Waiting Periods: There is a 14-day waiting period for accident and illness coverage, and no waiting period for preventive care.
  • Bilateral Exclusions: Bilateral exclusions for ligament and knee conditions apply.
  • Website Experience: Some users have reported a bad website experience.
  • Transaction Fee: There is a $1.50 monthly transaction fee.
  • No Free Online Quote Feature: PetPremium does not offer a free online quote feature.

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Pet Premium Customer Reviews (12)

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Josh Kirk
Josh Kirk
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Oct 18, 2023
Franklin O'Connor
Franklin O'Connor
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Oct 17, 2023
William Read
William Read
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Oct 17, 2023
Ella Vedzizhev
Ella Vedzizhev
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Oct 17, 2023
Mike Counts
Mike Counts
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Oct 16, 2023
Fairview (Erie) Shah
Fairview (Erie) Shah
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Oct 15, 2023
Jerry Scofield
Jerry Scofield
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Oct 15, 2023
Linda Ladd
Linda Ladd
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Oct 15, 2023
Delmar Bouvier
Delmar Bouvier
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Oct 14, 2023
Eve Sutton
Eve Sutton
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Oct 13, 2023

Pet Premium Customer’s Q&A

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Pet Premium Features and Benefits

Here are some key features and benefits of PetPremium:

  • Transparency regarding both prices and information.
  • Reliable coverage.
  • Straightforward claim filing process.
  • No hidden exclusions.
  • An in-depth knowledge base on pet breeds, care, nutrition, training, grooming, and behavior.
  • Coverage is available at any licensed vet.
  • Coverage includes alternative therapies, hereditary conditions, and behavioral issues.
  • Extensive knowledgebase.
  • 10% discount for enrolling multiple pets.
  • 30-day money-back guarantee.
  • Accident Only coverage as well as Total coverage.
  • Two tiers of wellness plans that cover anything from microchip implant to dental cleanings.
  • Customizable policies, with options including Accident-Only coverage, comprehensive accident and illness plans, as well as preventive care add-ons.

Pet Premium Pricing

PetPremium offers a variety of pricing options based on several variables, including your pet’s age, breed, and location, as well as the deductible and reimbursement rates you choose. Here are the key details:

  • Deductible Options: $100, $250, or $500.
  • Reimbursement Rates: 70%, 80%, and 90%.
  • Annual Limits: $2,500 to unlimited.
  • Optional Wellness Plan Maximum Benefit: $250, $350, or $500.
  • Basic, Standard, and Prime Preventative Care Options: $9.95, $14.95, and $24.95 per month respectively.

Additionally, PetPremium offers a 10% discount for insuring multiple pets. The cost of the insurance coverage is based on your dog's age, breed, and other factors like the cost of veterinary care in your area.

Pet Premium FAQs

FAQ

Pet Premium Alternatives

Here are some alternatives to PetPremium:

  1. Embrace Pet Insurance: Provides insurance services in the pet care industry, offering insurance policies for pets, covering a range of health issues.
  2. Pumpkin: Operates as an insurance company, providing pet insurance that covers accident and illness insurance, as well as parasite protection and annual vaccines.
  3. Spokk: Specializes in providing simple accident insurance for pets. Its services allow pet owners to quickly insure their pets against accidents.
  4. PetAssure: Operates in the pet care industry, offering alternative solutions to traditional pet insurance. The company provides two main services: a Veterinary Discount Plan and a Pet Insurance Alternative.
  5. PetPartners: Specializes in pet insurance services within the insurance industry. The company offers a range of pet insurance plans that cover accidents, illnesses, and wellness care.
  6. Pets Best: Offers a range of insurance options for pets, covering various veterinary services such as accident and illness coverage, preventive care, and alternative therapies.
  7. Healthy Paws Pet Insurance: Provides comprehensive pet insurance plans.
  8. ManyPets: Another alternative that offers pet insurance services.
  9. Nationwide Pet: Known for its wide range of coverage options.
  10. Pets Plus Us: Focuses on pet insurance and wellness plans, operating within the insurance industry. The company offers a range of insurance options for pets, covering various veterinary services such as accident and illness coverage, preventive care, and alternative therapies.

These alternatives offer a variety of coverage options and services that may suit different needs and preferences. It's always a good idea to compare and research to find the best fit for your pet's needs.

FAQ

About Petpremium.com Popular Products and Services?

PetPremium.com is a platform that offers pet insurance comparison services. It provides a one-page form for users to fill out, and then delivers real quotations directly from the insurers. The platform allows users to sort and filter the plans according to their requirements and circumstances.

PetPremium.com also offers group plans for companies, which can significantly save on the cost of pet insurance. It only needs 3 employees to qualify for a group plan.

The platform is highly rated by its customers, with a rating of 4.7 out of 5 based on 666 reviews.

In terms of coverage, PetPremium.com provides accident and wellness care coverage that starts immediately as soon as the plan is effective. Illness coverage begins 30 days after the effective date. Costs associated with the treatment, diagnosis, or surgery for ligament or knee conditions that occur during the first 12-month policy period are not covered.

There is a 14-day waiting period for accident and illness coverage, but there is no waiting period for preventive care. Pet owners can use any licensed veterinarian in the United States or Canada with their pet insurance plan.

If a pet owner has more than one pet, they can save 10% on the base plan premium for each additional pet after the highest premium pet.

In addition to insurance, PetPremium.com provides extensive free information on its website to help keep pets healthy and save money. It also offers a free Trial Membership to Pet Assistant, which gives discounts on food supplements, treats, and more.

The platform also helps pet owners understand how rates are calculated, which visits are covered, the most common exclusions, and much more. It provides detailed help with pet health-related symptoms and conditions.

PetPremium.com does not drop a pet from its insurance plan due to its age. It also does not have managed networks to deal with when purchasing pet health insurance, unlike human HMOs and PPOs.

In summary, PetPremium.com is a comprehensive platform for pet insurance comparison, providing a wide range of services and information to help pet owners make the best decisions for their pets' health and well-being.

FAQ

About Petpremium.com Prices and Cost?

PetPremium.com is a platform that offers pet insurance services. The cost of the insurance coverage is determined by several factors including the age, breed, and health conditions of the pet. The location and the cost of veterinary care in the area also play a role in determining the cost. The deductible and coverage amount chosen by the pet owner are also considered in the pricing.

The website offers different levels of coverage. For initial enrollment in their pet insurance, dogs and cats must be at least 8 weeks old. Initial enrollment for Levels 2, 3, and 4 is limited to dogs 12 years and under and cats 14 years and under. Level 1 has no age limitations or surcharges.

The coverage starts immediately for accident and wellness care as soon as the plan is effective. However, illness coverage begins 30 days after the effective date. Costs associated with the treatment, diagnosis, or surgery for ligament or knee conditions that occur during the first 12-month policy period are not covered.

If a pet owner has more than one pet, they can save 10% on the base plan premium for each additional pet after the highest premium pet.

The exact premium prices are not readily available on the website, but the quote process is easy to complete online by filling out a simple form.

It's important to note that with PetPremium, a pet will not be dropped from its insurance plan due to its age. Pet owners can use any licensed veterinarian in the United States or Canada with the insurance.

Please note that this information is based on the available data and may vary. For the most accurate and up-to-date information, it's recommended to visit the official website of PetPremium.com.

FAQ

How do I sign up for PetPremium.com?

To sign up for PetPremium.com, visit the website and follow the instructions provided. There is a 14-day waiting period if your plan includes illness coverage. Once the policy is active, subscribers can submit a claim by mailing, faxing or emailing the one-page claim form along with itemized receipts. If you have more than three pets, complete the extended application form. Remember, PetPremium insures dogs and cats that are at least 8 weeks old. It's also possible to register up to three pets in the enrollment process. For more details, it's recommended to visit the website and explore the various options available.